Ben Galbreath - Partner & Producer
As automakers expand into the car insurance market, consumers have more options for purchasing coverage, including directly through a vehicle manufacturer or dealership. But before you purchase an automaker policy, it’s important to know how this car insurance works and if it’s right for you.
Partner Ben Galbreath shared his perspective with BestMoney in the story, “1 in 3 Car Shoppers Would Buy Insurance From Their Automaker. Here's What to Know First.”
Ben emphasized that consumers shouldn’t let the convenience of purchasing insurance alongside a vehicle take the place of comparison shopping. “Taking time to review the coverage and comparing it with other options can help ensure the policy fits your needs and budget,” he said.
Insuring vehicles through different carriers can make overall coverage more fragmented and difficult to manage. Also, keeping auto, home and umbrella policies with the same insurer may offer advantages, including multi-policy discounts, that consumers could lose by moving their auto insurance to an automaker policy.
As the auto insurance market continues to change, working with an independent insurance agent can help consumers evaluate their options and find coverage that fits their needs.