WT Participates in Bike to Work Day 2019

In support of promoting fitness in a collaborative and environmentally friendly way, Wallace & Turner participated in Bike to Work Day 2019 in Springfield. Bike to Work Day encourages healthier lifestyles as well as a more environmentally friendly mode of transportation. Pictured below is Operations Manager & Commercial Lines Account Manager Lisa Miller with her son, Zach. Unfortunately, Lisa experienced a flat on the ride but Bicycle Revival was there to save the day!  Big thanks to Mike Groeber for the quick fix!

Ben Galbreath Joins Wallace & Turner Insurance as a Producer


SPRINGFIELD, Ohio – Wallace & Turner Insurance is pleased to announce that Ben Galbreath has joined as a Producer. Galbreath has more than 15 years of experience in personal, commercial, farm, life and supplemental benefits insurance.

“Ben’s diverse insurance expertise and relationships in the industry will greatly benefit our valued clients,” commented Vice President and Partner, P.J. Miller. “His approach and commitment to customer service align well with our core values, and we know he will strengthen our ability to serve the greater Springfield area’s insurance needs.” 

“Wallace & Turner has an excellent reputation and I’m grateful for the opportunity to join this well-respected team,” said Galbreath. “As a Springfield native, I look forward to providing cost-effective insurance solutions to my friends and neighbors.”

Previously, Galbreath was an independent insurance agent with Guild and Landis, which was purchased by BD Capital Partners and subsequently bought by NFP Inc.

Galbreath obtained a Bachelor of Arts from Kent State University. He is licensed in property & casualty, life and health insurance by A.D. Banker & Company, and has a farm certification from Nationwide Insurance Company.


Wallace & Turner has operated locally in Springfield, Ohio since 1870 and provides personal insurance, commercial insurance and life & health coverage. It is a member agency of Associated Risk Managers International, Keystone Insurers Group, Trusted Choice and Ohio Insurance Agents Association, as well as a long-standing member of the Independent Insurance Agents Association, both in Ohio and nationally.

Keep Clark County Beautiful Day 2019 at Wellspring

The WT ladies got their hands dirty cleaning, mulching and planting the bed at Wellspring to celebrate Keep Clark County Beautiful Day 2019. The WT gentlemen stayed behind to man the fort.

Myles Trempe Quoted by U.S. Chamber of Commerce on Professional Liability Insurance

Producer Myles Trempe was interviewed by the U.S. Chamber of Commerce for the article “Everything You Need to Know About Professional Liability Insurance.” There are several types of insurance policies that small business owners should have in place, and for many businesses, professional liability insurance should be at the top of the list.

Regarding the cost of professional liability insurance, the article noted that many small business owners often assume that professional liability coverage is not affordable, but if you’re not in a risky profession such as a doctor or lawyer, a policy is relatively inexpensive.

Myles commented, “Professional liability coverage can be purchased as an endorsement to your business owner’s policy or as a separate policy unto itself.”

Be forewarned, however: Professional liability insurance doesn’t shield you from every possible scenario. 

Read the full article.

If you have questions about professional liability insurance, please contact Wallace & Turner Insurance at (937) 324-8492 or info@wtins.com.

Patrick Field Recognized with the United Way President's Award for Contributions to the Organization

Congratulations to the recipients of the 2018 United Way Awards, including our very own Patrick Field! Patrick received the President’s Award for his contributions to United Way of Clark, Champaign & Madison Counties over the years, and Wallace & Turner was even mentioned as a partner who believes in United Way and “Lives United.” We are proud of our contributions that help many organizations through Clark, Champaign and Madison Counties.

Fundera Turns to P.J. Miller for Insights on Business Interruption Insurance Coverage

P.J. Miller

P.J. Miller

Partner P.J. Miller was interviewed by Fundera for the article “Business Interruption Insurance: What It Covers and Where to Get It” and discussed business interruption insurance coverage for online and in-home businesses.

Business interruption insurance is a very specific type of coverage designed to keep a business on its feet when it’s recovering from a disaster or unexpected situation. Business interruption insurance covers lost income and operating expenses when a disaster forces a business to slow operations or temporarily close down. Coverage can be purchased as part of a business owner’s policy or added on to a commercial property policy. 

If you have a brick-and-mortar business, you’re most in need of business interruption insurance because you heavily depend on your store and the physical assets inside it. If you need to close down a portion or all of your shop, you clearly lose potential customers. Home-based and online business owners have less of a need for business interruption insurance, but should still consider their situation. Most homeowners policies won’t cover lost business income. And although online businesses might have their own physical assets, business interruption insurance can still help if a supplier in your supply chain is affected by a disaster.

According to P.J. Miller, partner, vice president and chairman of the board at Wallace & Turner Insurance, “Online and, to a lesser degree, in-home businesses could actually be dependent on off-premises, non-owned locations being insured, whether it’s a storage unit or out of state from a company that supplies or ships the goods you’re selling. There’s business interruption insurance if, for example, your loss is due to the fire that destroyed the warehouse/manufacturing plant that is possibly your sole supplier.” 

View the full article.

If you have questions regarding business interruption insurance, please contact Wallace & Turner Insurance at (937) 324-8492 or info@wtins.com.

Wallace & Turner Wears Yellow in Honor of Trisomy Awareness Month

March is Trisomy Awareness Month and more specifically,  today is Trisomy 13 day,  so today Wallace & Turner is wearing yellow in honor of those who have been touched by this disorder. Trisomy is a genetic disorder in which a third chromosome is present in one of the genetic pairs.

Wallace & Turner has been personally touched by the disorder as Lisa Miller’s cousin, Donald Hutzler’s 10 month old granddaughter has Trisomy 13 and Emily Dinnen lost a sister, Allison, to Trisomy 18. 

To learn more about Trisomy and to see Arianna’s battle and story, click below.



Leadership Clark County Ohio’s Art of the Cocktail Mardi Gras Celebration!

We had a great time at Leadership Clark County Ohio’s Art of the Cocktail Mardi Gras celebration! Thanks to Seasons Bistro and Grille for hosting! 

Wallace & Turner Continues Support of 2nd Harvest Food Bank

Wallace & Turner was thrilled to support this wonderful cause hosted by Second Harvest Food Bank.

The 8th Annual Empty Bowls fundraiser offered beautiful handcrafted bowls with attendees enjoying local soup and bread while reducing food insecurity in the community.

Congratulations to Marcie Ober on Her Retirement!

Marcie Ober Retirement

Please join us in congratulating Marcie Ober, Personal Lines Account Manager, on her retirement! Thank you for 17 years with Wallace & Turner!

We will miss her...
*"Work horse" ethic - Give her a project and she’d have it done by the end of the day or it would drive her crazy. 😀
*Management of all Cincinnati processing.
*Invoicing complicated accounts.
*Telling us about all the sales at Christopher Banks.
*And all of the many Marcie-isms, like singing the last refrain of the birthday song, and too many more to count!

Most of all, we’ll miss Marcie's smile, laugh and dedication to Wallace & Turner.

P.J. Miller Comments on Holiday Light Display Liability Concerns

Holiday Light Display

Partner P.J. Miller was quoted in the Best’s Review article “Winter Wonderland” discussing the host of liabilities that home and public holiday light displays can create for insurers, including fires, injuries and distracted-driver accidents.               

“Light display-related losses are typically covered under business, auto or homeowners’ policies,” said P.J. “A standard homeowner’s policy, for instance, typically provides about $1,000 of medical payments coverage for injuries, regardless if the homeowner was negligent or not.” 

Public light display organizers now face some new concerns, including elaborate computer systems, drones and laser lights.

P.J. added: “Misdirected laser lights could temporarily blind visitors as they drive through a display, or homeowners may fly drones above their homes or neighborhoods. This creates new risks and additional investigation requirements for agents and brokers, who now are tasked with assessing if drone operators are certified and follow FAA guidelines, determining how high a drone is flying and ensuring computer networks aren't at risk for potential cyber hacks. That's where having risk mitigation procedures and a full risk assessment to minimize potential hazards can help.”

Read the full article.

Wallace & Turner Participates in Tour de Biz 2018!

Each year, the Springfield City Youth Mission hosts “Tour de Biz,” an Amazing Race-style field trip through its Biz Basic$ Entrepreneur program to teach students how to start and run their own small businesses, sell products, handle personal finances and earn money. Seen in the photos are Partner P.J. Miller and Producer Myles Trempe with the Biz Basic$ kids. 2018 was full of new experiences, handshakes, conference rooms, hands-on challenges and lots of fun!