Local Insurance Agency in Urbana, Ohio
An Urbana Insurance Agency with Over 150 Years of Experience
When searching for insurance in Urbana, Ohio, you need more than a policy — you need a trusted local advisor who understands the people, businesses and rural communities that make Champaign County unique. Wallace & Turner Insurance has been serving Ohio since 1870, providing personalized insurance solutions backed by local relationships, responsive service and deep industry expertise.
Located in the heart of downtown Urbana at 113 Scioto Street, Wallace & Turner combines the resources of a large independent insurance agency with the accessibility and personal attention of a hometown team. Whether you need protection for your home, vehicles, farm, business or family, our agents work closely with you to build coverage tailored to your goals and risks.
As an independent agency, we represent a broad network of top-rated insurance carriers, allowing us to compare options and deliver customized protection rather than one-size-fits-all policies.
Home, Auto and Personal Insurance in Urbana
Protecting your family and assets starts with having the right insurance coverage in place before the unexpected happens. Wallace & Turner provides comprehensive personal insurance solutions designed for individuals and families throughout Urbana and surrounding communities.
Homeowners Insurance
Your home is one of your largest investments and deserves the best protection. We provide tailored homeowners insurance policies for homes, detached structures, personal property and liability exposure.
Auto Insurance
From daily commuters to farm trucks and teenage drivers, our team helps Urbana residents secure reliable car insurance coverage with competitive pricing and strong protection. We help clients evaluate liability limits, deductibles and bundled policy opportunities to maximize value.
Additional Coverage Options
Our personal insurance offerings also include:
Renters insurance
Condo insurance
RV and motorcycle insurance
Boat and watercraft insurance
Flood insurance
Umbrella liability coverage
Jewelry and valuable items coverage
Identity theft protection
Specialized policies for unique risks
Whether you live in historic downtown Urbana, a rural property outside the city or a growing residential neighborhood, Wallace & Turner helps ensure your coverage keeps pace with your lifestyle and financial goals.
Business Insurance for Urbana and Champaign County Companies
Urbana’s business community includes manufacturers, contractors, retailers, professional service firms, agricultural operations and growing small businesses — all with unique insurance needs. Wallace & Turner provides strategic commercial insurance solutions for businesses of all sizes. Our team works proactively to identify operational risks, coverage gaps and emerging exposures so business owners can focus on growth with confidence.
Commercial Insurance Solutions Include:
Commercial general liability insurance
Commercial property insurance
Business auto insurance
Workers’ compensation coverage
Professional liability insurance
Cyber liability insurance
Employment practices liability coverage
Business interruption insurance
Tool and equipment coverage
Multi-location and complex risk solutions
As businesses face evolving risks ranging from cyber threats to supply chain disruption, our local agents help clients implement insurance strategies that support long-term stability and operational resilience.
Farm Insurance and Agricultural Coverage in Urbana, Ohio
Agriculture remains a vital part of the Champaign County economy, and farm operations require specialized insurance protection that extends far beyond a standard property policy.
Wallace & Turner helps protect family farms, agribusinesses and rural property owners with comprehensive farm insurance solutions designed for the realities of modern agriculture.
Farm Insurance Coverage Options
Farm owners insurance
Farm liability coverage
Equipment and machinery protection
Barns and outbuildings coverage
Livestock insurance
Crop-related protections
Commercial auto for farm vehicles
Agribusiness insurance solutions
Our team understands the operational, financial and seasonal challenges agricultural businesses face throughout Ohio and works closely with farm owners to ensure proper protection for property, operations and future growth.
Life and Health Insurance
Insurance is about more than protecting property. It is about protecting the people who matter most to you.
Wallace & Turner provides life and health insurance solutions for individuals, families and employers throughout Urbana and surrounding communities.
Life Insurance Solutions
Term life insurance
Whole life insurance
Universal life policies
Key person coverage for businesses
Life insurance plays a critical role in financial planning, helping ensure that loved ones are protected and financial goals remain intact.
Health Insurance and Employee Benefits
Our team also assists with:
Individual health insurance plans
Group health benefits
Medicare and supplemental coverage
Dental and vision plans
Long-term care solutions
Disability coverage
We help clients navigate complex insurance decisions with clear guidance and personalized recommendations aligned with both financial priorities and healthcare needs.
Independent Agency Advantage
As an independent insurance agency in Springfield, Wallace & Turner represents a wide range of leading insurance carriers. This allows us to shop the market on behalf of clients, comparing coverage options and pricing to deliver the best value. Our approach prioritizes flexibility and customization, ensuring that each policy is built around the insured’s unique needs. Learn more about the value of working with an independent agent.
Committed to Urbana Residents and Businesses
Wallace & Turner is proud to be part of the Urbana community and remains actively involved in local events, organizations and initiatives throughout Champaign County.
Since opening our office in downtown Urbana, the agency has continued investing in the community through sponsorships and support of local events, including downtown revitalization initiatives, chamber programs, fairs and charitable activities.
Our team has supported events and organizations including:
Downtown Urbana Second Saturdays
Historic Downtown Urbana Holiday Open Houses
Champaign County Fair
Champaign County Chamber of Commerce events
We believe strong communities are built through lasting relationships, local involvement and trusted partnerships.
Read more about how we give back.
A Team You Can Trust
Wallace & Turner’s team brings decades of combined experience across personal, commercial, life and health insurance. Our agents and staff are known for their professionalism, responsiveness and commitment to our insureds — qualities that helped us earn recognition as the Best Insurance Agency in the Springfield Best of Awards.
The agency continues to grow while maintaining a client-first approach, evidenced by longtime insureds who have been with us for many years, and a reputation for reliability in the Springfield market.
Why Choose Wallace & Turner for Insurance in Urbana, Ohio?
Choosing the right insurance agency is about more than price. It’s about expertise, trust and support when you need it most.
Wallace & Turner stands out for:
Over 150 years of experience serving Ohio
Comprehensive personal, business and life & health coverage
Ability to support businesses of all sizes—from local startups to large organizations in a range of industries
In-house claims service, no 1-800 numbers or out of state claims teams
Access to top-rated insurance carriers
Personalized service and long-term client relationships
Get a Quote from an Urbana Insurance Expert
If you’re looking for insurance in Urbana, Wallace & Turner provides the expertise, resources and personalized service you need to make confident decisions.
Whether you’re protecting your home, growing a business or planning for the future, our team is ready to help you navigate your options and build a coverage strategy that works for you.