A medical evacuation plan — or medevac plan — is coverage that handles medical repatriation. Travelers often end up away from home either with insufficient coverage for medical evacuations — or none at all.
A regular travel insurance policy may cover an emergency medical evacuation. That may include an airlift or a medically equipped flights back home. It might also transport you to a hospital of your choice for treatment. Then again, it might not.
Understanding the limits of travel insurance is critical. Among the issues:
Exclusions for your destination. Some policies exclude specific geographic locations. "Travel insurance can be a waste of money if the coverage does not recognize the destination location," commented Wallace & Turner Producer Ben Galbreath.